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# 44: How to Avoid Debt and Have Consistent Cash Flow on Your Farm

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When you started your farm, did you have a plan for cash flow?

I didn’t, I just knew I wanted to start a farm.

Now I ended up picking something that was great for cash flow. With dairy, I would milk the cows in the morning and by the end of the day, I would literally have a box of cash.

This was back in the days when people picked up milk on their own and put money in a box. We were open seven days a week, and it was the best cash flow plan I could have dreamed up.

I was lucky, because I didn’t intentionally have a plan for immediate cash flow.

Depending on what you’re producing, there are times when you need to invest more in your farm and times when you’re making more from your produce. 

Lack of cash flow is another big reason many farmers go out of business, and so on this week’s podcast, we’re talking about 3 ways to have more consistent cash flow on your farm.

If you’re in the first year or two of your business, you’re going to have a lot of start-up expenses as you’re building the infrastructure of your farm. With this understanding, you’ll want to have a lot of working capital either with a big bank account full of money or a day job that allows you to keep investing in your farm.

Beyond these first years, we’re talking about money coming into and going out of your business, and simple changes you can make in running your business, so that you have consistent cash flow and don’t have to keep using credit cards or taking out loans in order to run your farm.

In this episode, I’m sharing one of the best changes I made on my farm and how you can make this simple change today to help with a cash flow problem. I’m explaining why this change is a win for your business and your customers, and how to convey these benefits so that customers are happy to pay.

We’re also taking a look at assets and liabilities, as I explain why I think one commonly considered liability is actually an asset in business. I’m sharing how this asset contributes to the success of my farm and how you can do the same.

When you listen to this episode, you’ll discover what might be the most valuable asset in your business and what to focus on in order to have a positive cash flow, and a profitable, sustainable business.

If you’re ready to increase your cash flow, listen to the newest episode of Profitable Mindset now!

Much love,


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